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Introducing the Temporary Loan, a hassle-free borrowing option designed to provide quick funds when you require them the most.

With this temporary loan, you can bridge financial gaps, cover unexpected expenses, or manage emergencies with ease. Enjoy flexible repayment terms tailored to your financial circumstances and experience a streamlined application process.

Whether you need funds for a short period or want to build a good credit history, FNB is here to support you. Get peace of mind and access to instant funds with the Temporary Loan.


About the bank/financial institution

The Temporary Loan is backed by First National Bank (FNB), a reputable and trusted financial institution dedicated to providing exceptional banking services.

FNB is renowned for its expertise in catering to diverse customer needs and offering innovative financial solutions. With a strong presence in the industry, FNB boasts a solid track record of reliability and customer satisfaction.

As a customer of FNB, you can expect transparent terms, competitive interest rates, and personalized assistance from knowledgeable professionals.


FNB’s commitment to responsible lending ensures that your financial well-being is prioritized, making it a preferred choice for individuals seeking temporary loan options. Trust FNB to deliver the financial support you need efficiently and securely.

Temporary Loan Features

Are you in need of quick funds to cover unexpected expenses or manage temporary financial gaps? Look no further than the Temporary Loan, designed with convenient features and benefits to suit your needs.

Loan Features:

The Temporary Loan offers the following key features:

  • Quick and Streamlined Application: Applying for the loan is a hassle-free process, saving you time and effort.
  • Flexible Loan Amount: Borrow the amount you require, within the loan’s predefined limits.
  • Customizable Repayment Terms: Enjoy flexibility with repayment options tailored to your financial situation.
  • Competitive Interest Rates: Benefit from competitive rates, ensuring affordability and cost-effectiveness.
  • No Collateral Required: Obtain the loan without the need for collateral or security.


Here are the benefits you can enjoy with the Temporary Loan:

  • Immediate Access to Funds: Get access to the funds you need quickly, helping you address your financial obligations without delay.
  • Convenience and Flexibility: Use the loan for various purposes, whether it’s covering medical expenses, home repairs, or unforeseen emergencies.
  • Build Credit History: Timely repayment of the loan can contribute to improving your credit score and building a positive credit history.
  • Expert Guidance: Receive personalized assistance and guidance from knowledgeable professionals at FNB who can help you make informed decisions.
  • Transparent and Trustworthy: Trust in FNB’s reputation for transparent terms, fair practices, and customer-centric services.

Who can apply?

To apply for the Temporary Loan, you need to meet the following requirements:

  • Be a legal adult (usually 18 years or older).
  • Have a valid identification document.
  • Provide proof of income or employment.
  • Maintain an active bank account.
  • Meet any additional criteria set by First National Bank.

How to simulate and apply for the loan?

  • Apply: Quick and easy application process with no paperwork required.
  • Get approved: Get approved or find out if you’re pre-approved on the FNB App. Alternatively, dial *120*321# via Cellphone Banking or Online to see if you’re pre-approved.
  • Access funds: Funds are made available into your account immediately.

What are the rates and terms?

  • As the client, you take up a Temporary Loan and owe an outstanding amount of R1 500 (within the 31-day repayment period)
  • You receive a credit / deposit of R2 000 in your Transactional Account at 10:00
  • You have a scheduled payment set up for R1 000 on the same day as you receive the R2 000 deposit
  • From the R2 000 deposit, the scheduled payment of R1 000 will be paid first (this is the same process for all standing orders, for example, a Debit Order)
  • If there are no other payments in line with the hierarchy, the remaining R1 000 from the R2 000 deposit will be used to pay towards your Temporary Loan on the same day it is received
  • Your outstanding balance will now be R1 500 – R1 000 = R500
  • The same process will be followed throughout the 31-day repayment period, until the Temporary Loan has been settled.

Is trustworthy?

Yes, the Temporary Loan is a reliable borrowing option provided by First National Bank (FNB), a trusted and reputable financial institution. FNB has a solid track record in the industry, known for its reliable services and customer satisfaction.

The loan offers transparent terms, competitive interest rates, and customizable repayment options, ensuring affordability and convenience. FNB follows responsible lending practices, prioritizing the financial well-being of its customers.

With FNB’s expertise and commitment to providing reliable financial solutions, you can have confidence in the reliability and trustworthiness of the Temporary Loan to meet your immediate financial needs.

Is it worth applying for the Temporary Loan?

Yes, the Temporary Loan is worth considering for its convenience and benefits. With quick access to funds, flexible repayment terms, and competitive interest rates, it offers a viable solution for managing unexpected expenses or temporary financial gaps.

Additionally, timely repayment of the loan can help improve your credit history. With the reliability and trusted reputation of First National Bank (FNB) backing the loan, you can have confidence in its value and suitability for meeting your immediate financial needs.

Customer Support

For proper support and any questions, you can contact First National Bank (FNB) through various channels. Reach out to their customer service hotline, visit a local branch, or access their official website for online assistance.


We hope this information has been very useful to you. 

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