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With this prestigious card in your wallet, you gain access to a range of exclusive benefits designed to enhance your lifestyle.

Enjoy a higher credit limit, allowing you to make larger purchases and indulge in luxury experiences. Our advanced security features ensure your transactions are protected, giving you peace of mind.

Additionally, our tailored rewards program offers exciting perks and cashback offers, tailored to your unique preferences. Experience the gold standard of banking with the Gold Credit Standard Bank and elevate your financial journey to new heights.


Benefits and advantages of the Gold Credit Standard Bank card

The Gold Credit Standard Bank offers a plethora of benefits and advantages across various areas to enhance your financial journey.

  • In terms of purchasing power, you gain access to a higher credit limit, enabling you to make larger transactions and fulfill your desires.
  • Exclusive privileges await, including preferential treatment at partner merchants, priority customer service, and complimentary access to select airport lounges.
  • Advanced security features ensure your transactions are protected, giving you peace of mind.
  • The tailored reward program lets you earn points on your purchases, which can be redeemed for travel perks, cashback, or exciting merchandise.
  • Additionally, enjoy flexible repayment options and competitive interest rates.

Requirements to apply

  • A copy of your South Africa ID (or your passport if you are not a South African citizen)
  • A recent payslip
  • 3 months bank statement
  • Proof of residence not older than 3 months
  • You must earn R5 000 or more per month

How to apply?

Apply on Internet Banking

  • Sign into your Internet Banking profile to apply online
  • On the top navigation menu, select Borrow and complete your information
  • Follow the on-screen steps to find out which credit card you qualify for

Apply on the Standard Bank App

  • Sign into your Standard Bank App
  • Tap on the More icon at the bottom of your screen
  • Next, tap on Open a new account
  • Select Personal Lending
  • Tap the Apply button under the Credit Card option and follow the on-screen steps
  • For more detailed instructions, you can visit our Apply for a Credit Card page in our Help Centre.

Apply via Cell phone Banking:

Please make sure you have a minimum of R2 airtime to begin your application

  • Dial *120*2345# on your cell phone
  • From the menu, select option 3
  • Follow the easy steps
  • Success or failure of your application will be notified by SMS


About the bank / financial institution

Standard Bank, the esteemed issuer of the Gold Credit Standard Bank, is a distinguished financial institution renowned for its unwavering commitment to excellence.

With a rich heritage and global presence, Standard Bank brings unparalleled expertise and reliability to its customers. Fueled by a customer-centric approach, the bank offers a comprehensive suite of innovative financial solutions tailored to meet diverse needs.

From seamless digital banking experiences to personalized assistance, Standard Bank prioritizes customer satisfaction. With a strong emphasis on security, cutting-edge technology safeguards your transactions, ensuring peace of mind.

By choosing Standard Bank, you align yourself with a trusted partner dedicated to empowering your financial journey and driving your success forward.

Gold Credit Standard Bank fees

  • Get up to 55 days free interest if your account is paid in full
  • 3% minimum monthly repayment with automatic payment option
  • R63 monthly fee
  • R180 initiation fee

Who is this card for?

The Gold Credit Standard Bank is recommended for individuals seeking a premier banking experience. If you appreciate the finer things in life and desire access to exclusive privileges, this card is for you.

Whether you enjoy luxurious travel experiences, preferential treatment at partner merchants, or personalized customer service, this card offers it all. It is ideal for those who value convenience and flexibility, with a higher credit limit and competitive interest rates.

Additionally, if you prioritize advanced security features and a tailored rewards program that aligns with your lifestyle, the Gold Credit Standard Bank is the perfect choice.

Is the Gold Credit Standard Bank card worth it?

Absolutely! Applying for the Gold Credit Standard Bank is a decision that promises great value and numerous benefits. With its higher credit limit, exclusive privileges, advanced security features, and tailored rewards program, this card offers a wealth of advantages.

It provides you with enhanced purchasing power, access to luxury experiences, and peace of mind during transactions. Moreover, the competitive interest rates and flexible repayment options add further appeal.

Whether you desire convenience, prestige, or financial empowerment, this card delivers on all fronts.

Don’t miss out on the opportunity to elevate your financial journey and embrace a world of possibilities – apply for the Gold Credit Standard Bank today.

Customer support

You can easily contact our dedicated customer service team for any Gold Credit Standard Bank related assistance through various channels. Contact the bank by phone, email or visit our nearest branch. Friendly representatives are ready to answer your questions and provide immediate support.


We hope this information has been very useful to you. 

Thank you very much for reading us. 

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