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Welcome to a world of boundless possibilities with the Avios Credit Card from Horizon Banking. This card isn’t just about transactions; it’s a key to unlocking a realm of travel rewards and exclusive benefits. Seamlessly blending financial empowerment with adventure, the Avios Credit Card transforms everyday spending into exciting journeys.

With Horizon Banking’s commitment to innovation and customer-centric solutions, this card is designed to elevate your experience. Experience the freedom to explore, indulge, and save while enjoying a host of perks. Join a community that understands your aspirations. Avios Credit Card is more than a card; it’s your passport to a life less ordinary.

Benefits and advantages of the Avios Credit Card

  • Rewards Beyond Limits: Avios Credit Card offers a gateway to unparalleled travel rewards, turning everyday purchases into exciting journeys.
  • Financial Freedom: Enjoy fee-free transactions at till points and interest-free purchases on select products for up to 55 days, providing financial flexibility.
  • Protection at its Core: Mastercard Purchase Protection ensures short-term coverage against theft and specific accidents, securing your valuable purchases.
  • Peace of Mind: With Lost Card Protection, you are shielded from liability in case of theft or loss, offering security and peace of mind.
  • Streamlined Finances: Receive electronic billing statements free of charge, making financial management easy and efficient.
  • Complimentary Travel Insurance: Avios Credit Card extends free travel insurance with basic coverage for you and your immediate family when purchasing international flight tickets, adding an extra layer of assurance to your journeys.

Explore worry-free transactions, protection, and perks – all in one card.


How to apply for the Avios Credit Card

To apply for the Avios Credit Card in South Africa, follow a simple process. Begin by visiting our official website and locating the ‘Apply Now’ button. Complete the online application form with your personal and financial details. Ensure accuracy to expedite the approval process. Submit the required documents, such as proof of income and identification.

Once submitted, our team will review your application promptly. Upon approval, your Avios Credit Card will be issued, unlocking a world of travel rewards and exclusive perks. Experience the seamless blend of financial empowerment and adventure with just a few straightforward steps.

Requirements to apply for the Avios Credit Card

To apply for the Avios Credit Card in South Africa, ensure you have:

  • Age Requirement: You must be a minimum of 18 years old.
  • Identification: Possession of a valid South African ID is mandatory.
  • Financial Eligibility: A monthly income of at least R8,000 is required.
  • Proof of Residence: Submit a billing or bank statement with your current residential address.


About the bank

Embark on a financial journey with the Avios Credit Card, proudly issued by Horizon Banking. Renowned for its innovative financial solutions, Horizon Banking seamlessly combines traditional values with cutting-edge technology.

As the issuer of the Avios Credit Card, Horizon Banking prioritizes transparency, reliability, and personalized service. Your financial well-being is our commitment, and we strive to redefine your banking experience.

With a rich history of excellence and a forward-thinking approach, Horizon Banking ensures that your Avios Credit Card is not just a card but a gateway to financial empowerment and exclusive benefits. Join us on a path to prosperity and rewarding experiences.

Costs and fees of the Avios Credit Card

  • New applicants for the Avios Credit Card will incur an initiation fee of R166.45.
  • Effective July 2018, interest rates for both Budget and Straight payment facilities stand at 20.75%. 
  • The Budget payment facility enables you to restructure and extend your repayment period up to 48 months, applicable only for credit card purchases totaling R300 and above.
  • Apart from credit interest, monthly charges include the facility fee and account fee. The R25.22 facility fee maintains your card for everyday use. 
  • Additionally, the account fee, valued at R45.39 per month, covers the extra features of your Avios Credit Card.
  • For cash withdrawals, over-the-counter transactions at any bank will incur a minimum charge of R60.53. 
  • Opting for an ATM withdrawal, particularly at an Absa ATM, is more cost-effective, with a minimum fee of just R4.54.

Who is this card for?

The Avios Credit Card is an ideal choice for avid travelers and those seeking financial flexibility. For frequent flyers, its travel rewards program opens doors to exciting destinations, making every purchase a step towards new adventures.

Financially conscious individuals benefit from the interest-free period on select purchases, easing budgeting. The card’s comprehensive protection, including Purchase and Lost Card Protection, ensures peace of mind.

Furthermore, with its low initiation and competitive interest rates, it caters to those seeking value for their financial commitments. Whether you’re a seasoned globetrotter or someone mindful of financial stability, the Avios Credit Card is tailored to complement your lifestyle.

Is the Avios Credit Card worth it?

Certainly, applying for the Avios Credit Card is worth it, especially if you value seamless travel experiences and financial perks. With a robust rewards program converting everyday spending into exciting journeys, it caters to travel enthusiasts.

The interest-free period on select purchases provides financial flexibility, and the low initiation fee makes it accessible. The added security features, including Purchase and Lost Card Protection, ensure peace of mind. Moreover, the competitive interest rates contribute to the card’s overall value proposition.

Whether you’re a frequent traveler or someone seeking a reliable financial companion, the Avios Credit Card is designed to enhance your lifestyle and financial well-being.

Customer Support

For prompt assistance, reach Avios Credit Card customer service via phone at 0861 4 AVIOS (28467), or email [email protected] available 24/7.



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