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With this exceptional card, you gain access to a world of convenience, flexibility, and rewards.

Seamlessly make purchases online and in-store, enjoying secure transactions and peace of mind. Unlock a realm of exclusive benefits, from cashback rewards to travel perks, tailored to enhance your lifestyle.

Take control of your finances with easy-to-use account management tools, accessible at your fingertips.


Join the Aspire family and experience the power of a credit card that empowers you to achieve your financial goals while enjoying a seamless and rewarding journey.

Benefits and advantages of the Aspire credit card

The Aspire credit card offers a range of benefits and advantages that cater to your financial needs:

  • Rewards: Earn generous cashback and rewards on every purchase, maximizing the value of your spending.
  • Convenience: Enjoy seamless online transactions and hassle-free contactless payments, making your shopping experience effortless.
  • Travel Perks: Unlock exclusive travel benefits such as discounts on flights, hotels, and rental cars, making your trips more affordable and enjoyable.
  • Security: Benefit from advanced fraud protection measures, ensuring the safety of your transactions and personal information.
  • Flexibility: Take advantage of flexible payment options, allowing you to manage your expenses according to your preferences and financial situation.
  • Mobile App: Access a user-friendly mobile app that provides real-time updates, transaction history, and easy account management, putting you in control of your finances.
  • Customer Support: Receive personalized customer support and assistance whenever you need it, ensuring a smooth and reliable banking experience.

Requirements to apply

To apply for the Aspire credit card in South Africa, you need to meet a few requirements:

  • Age: Applicants must be 18 years or older.
  • Identification: Provide a valid South African ID document or passport.
  • Income: You must have a minimum income of R84,000.00
  • Creditworthiness: Maintain a good credit history.
  • Residency: Provide proof of South African residency.

By fulfilling these requirements, you can enjoy the benefits and advantages of the Aspire credit card, empowering you to manage your finances effectively and enhance your financial well-being.

How to apply?

To apply for the Aspire credit card in South Africa, follow these simple steps:

  • Visit the Aspire FNB Bank website or branch to access the application form.
  • Fill in your personal details, including your name, contact information, and identification number.
  • Provide proof of South African residency, such as a utility bill or bank statement.
  • Submit documentation to verify your income, such as recent payslips or bank statements.
  • Consent to a credit check to assess your creditworthiness.
  • Review and agree to the terms and conditions of the credit card agreement.
  • Submit your completed application along with the required documents.
  • Await approval from Aspire FNB Bank, and once approved, you will receive your Aspire credit card.


About the bank / financial institution

Aspire FNB Bank, the esteemed issuer of the Aspire credit card, is a reliable and forward-thinking financial institution. With a strong heritage and a commitment to excellence, we prioritize the financial well-being of our clients.

The bank offers a wide range of comprehensive services, including personal banking services and bespoke business solutions to meet a variety of needs. They strive to empower individuals by providing cutting-edge technology and seamless banking experiences.

With a constant focus on security, convenience and personalized support, we aim to be a trusted partner in the financial journeys of all our customers.

Aspire credit card fees

The Aspire credit card from FNB Bank in South Africa has a transparent fee structure:

  • Monthly fee: R42. 00
  • Interest Charges: Interest is levied on outstanding balances carried forward.
  • Cash Advance Fee: A fee is charged for cash withdrawals using the credit card.
  • Foreign Transaction Fee: A fee is applied for transactions made in foreign currencies.
  • Late Payment Fee: A fee may be imposed for missed or late payments.

Who is this card for?

The Aspire credit card is recommended for individuals seeking a versatile and rewarding financial tool. If you desire the convenience of online shopping and secure contactless payments, this card is for you.

With its cashback rewards and travel perks, it suits those looking to maximize their spending and enjoy exclusive benefits.

The flexible payment options make it ideal for individuals who value control over their finances. Whether you’re a frequent traveler or simply seeking a reliable credit card for everyday transactions, the Aspire card is designed to meet your needs.

Is the Aspire FNB Bank​ card worth it?

Applying for the Aspire credit card is definitely worth considering. With its range of benefits, including cashback rewards, travel perks, and flexible payment options, it offers value and convenience.

The card’s enhanced security features provide peace of mind during transactions. Additionally, the intuitive mobile app allows for easy account management.

Whether you’re looking to earn rewards, enjoy exclusive travel benefits, or simply streamline your everyday purchases, the Aspire card has you covered.

Customer support

To reach Aspire FNB Bank’s customer service, you can contact them through multiple channels.

Call their dedicated helpline, visit a branch for in-person assistance, or reach out via email. Additionally, their website offers a live chat feature for instant support.


We hope this information has been very useful to you. 

Thank you very much for reading us. 

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